Good news! Offshore Health Benefits & Cigna Global Health have teamed up to offer new plans to the contracted PSC Employees of USAID:
2022 Cigna Global Discounts: For all new applicants who spend more than $3000 a year in premium, Cigna Global will add wellness benefits at no charge. Also, for any families of FOUR or more with OUTPATIENT benefits added, we will obtain a 10% discount. Keep in mind if the Cigna Global yearly premium is paid at the onset of the plan, we will save you 10%.
CLICK HERE TO OBTAIN A CIGNA GLOBAL QUOTE (keep in mind that my team will add the Wellness Benefits & 10% discount separately from an online quote)
PSCs are a unique hiring mechanism and although they are U.S. Government employees, they must purchase their own insurance. PSCs receive reimbursement from USAID, however, for 72% of their monthly health insurance premiums (up to $7,266 for individual employees and $20,339 for employees with a family). Dental and vision insurance policies are not reimbursable, but health plans that include that coverage for no additional cost can still be reimbursed at the rate noted above. Air Ambulance is offered at no charge through the USA Federal Government
We have been receiving requests for alternatives to Aetna International and offer ALLIANZ, HCI and Cigna Global. We are taking calls seven days a week throughout 2022 in order to assist you. Contact Offshore Health Benefits for more information and a quote. You may reach the team at USA TEL: 512-296-4976, or WhatsApp at 512-296-4976, or send a request to quote here: https://offshorehealthbenefits.com/contact-our-team/
Cigna Global is superior to Aetna International for the following reasons: The Cigna Global plan is open to both USA and Non-USA residents (coverage in the USA available for Non USA Citizens & dependents living in the States and USA Coverage is not mandatory). The result is a tailored made plan with three levels of global medical coverage. Cigna International also allows for many pre-existing conditions and will rate as needed. Aetna is much stricter with underwriting. With Cigna Global, an applicant may chose his or her own benefit design: inpatient, outpatient, dental & vision, air ambulance, health & wellness benefits, in addition to deductible and co-insurance levels. Aetna offers take all or nothing approach, we think you deserve options. We are all noticing a trend of super high renewal rates by Aetna International over the past two years.
Cigna Global continues to allow experienced consultants / brokers, like Offshore Health Benefits, to serve as a third party advocate for you and your family (so important with claims, renewals, etc). Aetna International has been eliminating licensed brokers & agents in regards to the member, which basically means a member has no third-party backing them (other than hiring an attorney) with individual & family coverage, claims issues, renewals, emergencies, etc. This could lead to a claim disaster.
Cigna offers offers a very large network throughout the USA and abroad. https://hcpdirectory.cigna.com/web/public/consumer/directory
The Medical Underwriting process is quick (application process) and turnaround is usually less than a week. We follow the application through the process.
Wherever you go to live and work, it’s important for you and your family to have the health insurance plan that’s right for you. Cigna international private medical insurance can give you the health care coverage you and your family need, where and when you need it. We go where you go, with our extensive network of 250,000 health care professionals.
Employee Health Insurance Options for the International Employees of PSC-USAID 