Good news! Offshore Health Benefits & Cigna Global Health have teamed up to offer new plans to the contracted PSC Employees of USAID:
2020-21 Cigna Global Discounts: For all new applicants who spend more than $3000 a year in premium, Cigna Global will add wellness benefits at no charge. Also, for any families of FOUR or more with OUTPATIENT benefits added, we will obtain a 10% discount. Keep in mind if the Cigna Global yearly premium is paid at the onset of the plan, we will save you 10%.
We have been receiving requests for alternatives to Aetna International and ALLIANZ (please note that we are no longer offering the PA Group-WEA or the VUMI Plan due to claims issues). We are taking calls seven days a week throughout 2020-21 to assist you! Contact Offshore Health Benefits for more information and a quote. You may reach the team at USA TEL: 512-296-4976, or WhatsApp at 512-296-4976, or send a request to quote here: https://offshorehealthbenefits.com.
Call us over the holiday, we don’t mind. – Robert Tillotson, Offshore Health Benefits (WhatsApp 512-296-4976, we love text!)
Cigna Global is superior to Aetna International for the following reasons: The Cigna Global plan is open to both USA and Non-USA residents (coverage in the USA available for Non USA Citizens & dependents living in the States and USA Coverage is not mandatory). The result is a tailored made plan with three levels of global medical coverage. Cigna International also allows for many pre-existing conditions and will rate as needed. Aetna is much stricter with underwriting. With Cigna Global, an applicant may chose his or her own benefit design: inpatient, outpatient, dental & vision, air ambulance, health & wellness benefits, in addition to deductible and co-insurance levels. Aetna offers take all or nothing approach, we think you deserve options.
Cigna Global continues to allow experienced consultants / brokers, like Offshore Health Benefits, to serve as a third party advocate for you and your family (so important with claims, renewals, etc). Aetna International has been eliminating licensed brokers & agents in regards to the member, which basically means a member has no third-party backing them (other than hiring an attorney) with individual & family coverage, claims issues, renewals, emergencies, etc. This could lead to a claim disaster.
Cigna offers offers a very large network throughout the USA and abroad. https://hcpdirectory.cigna.com/web/public/consumer/directory
The Medical Underwriting process is quick (application process) and turnaround is usually less than a week. We follow the application through the process.
Wherever you go to live and work, it’s important for you and your family to have the health insurance plan that’s right for you. Cigna international private medical insurance can give you the health care coverage you and your family need, where and when you need it. We go where you go, with our extensive network of 250,000 health care professionals.